Consent to Assignment · Negotiator
They want you to sign off on the assignment. Don't do it blind.
Owners often wait until the prime contract is signed, then hand you the lender's Contractor's Consent as a matter of "housekeeping." It isn't. These forms carry substantial waivers and promises you'd never have accepted during negotiation — and they bind you whether or not the owner ever defaults. Paste the form and get the five core traps flagged, the fix for each, and a cover note to the bank's counsel.
$99per consent form · no subscription required
Built on the five-clause contractor's-consent framework from “Understanding the Contractor's Consent — The Hidden Dangers in a Common Form” by Kenneth E. Rubinstein, Preti Flaherty. The one that matters most: the waiver that leaves you unpaid for everything owed before the bank steps in — plus change-order limits, suspension/termination limits, lien-waiver & subordination, and the right to reject the bank's assignee.